/* OurCalculators.com — Global Stylesheet */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --blue:#0F4C81;--blue-dark:#0A3260;--blue-mid:#1565A8;
  --blue-light:#EFF6FF;--blue-pale:#F0F9FF;
  --gold:#F59E0B;--gold-dark:#D97706;
  --green:#10B981;--green-light:#ECFDF5;
  --slate-50:#F8FAFC;--slate-100:#F1F5F9;--slate-200:#E2E8F0;
  --slate-300:#CBD5E1;--slate-400:#94A3B8;--slate-500:#64748B;
  --slate-600:#475569;--slate-700:#334155;--slate-800:#1E293B;--slate-900:#0F172A;
  --radius:12px;--radius-sm:8px;--radius-lg:16px;
  --shadow:0 2px 12px rgba(0,0,0,.08);--shadow-lg:0 8px 32px rgba(0,0,0,.13);
  --t:.15s ease;
}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  background:var(--slate-50);color:var(--slate-800);-webkit-font-smoothing:antialiased;
  min-height:100vh;display:flex;flex-direction:column}
a{color:inherit;text-decoration:none}
input,select,button{font-family:inherit;font-size:inherit}
input[type="number"]::-webkit-inner-spin-button,
input[type="number"]::-webkit-outer-spin-button{-webkit-appearance:none}
input[type="number"]{-moz-appearance:textfield}
:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.container{max-width:1160px;margin:0 auto;padding:0 20px}
.main-content{flex:1}

/* === HEADER === */
#site-header{background:#fff;border-bottom:1px solid var(--slate-200);position:sticky;top:0;z-index:100;box-shadow:0 1px 6px rgba(0,0,0,.07)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:1.1rem;color:var(--blue);white-space:nowrap;flex-shrink:0}
.logo-icon{width:34px;height:34px;background:var(--blue);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1rem}
.logo .gold{color:#92400E}
.main-nav{display:flex;gap:2px;align-items:center}
.main-nav a{padding:6px 11px;border-radius:7px;font-size:.84rem;font-weight:500;color:var(--slate-600);transition:var(--t)}
.main-nav a:hover{background:var(--blue-light);color:var(--blue)}
.search-wrap{position:relative;flex-shrink:0}
.search-wrap input{padding:8px 12px 8px 34px;border:1px solid var(--slate-200);border-radius:8px;font-size:.875rem;width:200px;transition:var(--t);background:var(--slate-50)}
.search-wrap input:focus{outline:none;border-color:var(--blue);background:#fff;width:240px}
.search-icon{position:absolute;left:10px;top:50%;transform:translateY(-50%);color:var(--slate-400);pointer-events:none;font-size:.85rem}
.search-results{position:absolute;top:calc(100% + 6px);right:0;background:#fff;border:1px solid var(--slate-200);border-radius:var(--radius);box-shadow:var(--shadow-lg);width:300px;max-height:320px;overflow-y:auto;display:none;z-index:200}
.search-results.open{display:block}
.search-result-item{display:flex;align-items:center;gap:10px;padding:10px 14px;cursor:pointer;transition:var(--t);border-bottom:1px solid var(--slate-100)}
.search-result-item:last-child{border-bottom:none}
.search-result-item:hover{background:var(--slate-50)}
.sri-icon{font-size:1.2rem;width:24px;text-align:center;flex-shrink:0}
.sri-name{font-size:.85rem;font-weight:600;color:var(--slate-800)}
.sri-cat{font-size:.72rem;color:var(--slate-400)}
.mobile-menu-btn{display:none;background:none;border:none;cursor:pointer;padding:8px;color:var(--slate-500);font-size:1.3rem;line-height:1}
.mobile-nav{display:none;padding:12px 20px 16px;border-top:1px solid var(--slate-100);background:#fff}
.mobile-nav a{display:block;padding:9px 0;font-size:.9rem;font-weight:500;color:var(--slate-700);border-bottom:1px solid var(--slate-100)}
.mobile-search{margin-bottom:10px;position:relative}
.mobile-search input{width:100%;padding:9px 12px 9px 34px;border:1px solid var(--slate-200);border-radius:8px;font-size:.875rem}

/* === HERO === */
.hero{background:linear-gradient(135deg,#0A3260 0%,#1565A8 100%);color:#fff;padding:60px 0 52px}
.hero-badge{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:99px;padding:5px 14px;font-size:.78rem;margin-bottom:18px}
.badge-dot{width:7px;height:7px;background:var(--gold);border-radius:50%;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.hero h1{font-size:clamp(1.9rem,4.5vw,3rem);font-weight:900;line-height:1.15;margin-bottom:14px;max-width:700px}
.hero h1 .accent{color:var(--gold)}
.hero p{font-size:1.05rem;color:rgba(255,255,255,.8);max-width:560px;line-height:1.65;margin-bottom:26px}
.hero-btns{display:flex;flex-wrap:wrap;gap:11px}
.btn{display:inline-flex;align-items:center;gap:7px;padding:11px 20px;border-radius:9px;font-weight:700;font-size:.88rem;cursor:pointer;transition:var(--t);border:none;text-decoration:none}
.btn-primary{background:var(--gold);color:#0A3260}.btn-primary:hover{background:var(--gold-dark);color:#0A3260}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.25)}.btn-ghost:hover{background:rgba(255,255,255,.2)}
.btn-blue{background:var(--blue);color:#fff}.btn-blue:hover{background:var(--blue-dark)}

/* === STATS === */
.stats-bar{background:#0A3260;border-top:1px solid rgba(255,255,255,.08)}
.stats-inner{display:grid;grid-template-columns:repeat(4,1fr)}
.stat-item{padding:13px 0;text-align:center;border-right:1px solid rgba(255,255,255,.1)}
.stat-item:last-child{border-right:none}
.stat-num{font-size:1.25rem;font-weight:800;color:#fff}
.stat-label{font-size:.7rem;color:rgba(255,255,255,.82);margin-top:1px}

/* === SECTIONS === */
.section{padding:52px 0}.section-sm{padding:32px 0}
.section-title{font-size:1.55rem;font-weight:800;color:var(--slate-900);margin-bottom:5px}
.section-sub{font-size:.875rem;color:var(--slate-500);margin-bottom:24px}
.section-header{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:22px;flex-wrap:wrap;gap:10px}
.see-all{font-size:.83rem;font-weight:600;color:var(--blue);display:flex;align-items:center;gap:3px}
.see-all:hover{text-decoration:underline}

/* === CARDS === */
.category-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(155px,1fr));gap:13px}
.cat-card{background:#fff;border:1.5px solid var(--slate-200);border-radius:var(--radius);padding:18px 14px;text-align:center;transition:var(--t);display:block}
.cat-card:hover{border-color:var(--blue);box-shadow:var(--shadow);transform:translateY(-2px)}
.cat-icon{font-size:2rem;margin-bottom:8px}
.cat-name{font-size:.85rem;font-weight:700;color:var(--slate-800)}
.cat-count{font-size:.71rem;color:#475569;margin-top:2px}

.calc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(265px,1fr));gap:13px}
.calc-card{background:#fff;border:1.5px solid var(--slate-200);border-radius:var(--radius);padding:15px;transition:var(--t);display:flex;align-items:flex-start;gap:11px}
.calc-card:hover{border-color:var(--blue);box-shadow:var(--shadow)}
.cc-icon{font-size:1.5rem;width:40px;height:40px;display:flex;align-items:center;justify-content:center;border-radius:9px;flex-shrink:0}
.cc-body h3{font-size:.87rem;font-weight:700;color:var(--slate-800);line-height:1.3;margin-bottom:3px}
.cc-body p{font-size:.75rem;color:var(--slate-500);line-height:1.45}
.calc-badge{display:inline-block;font-size:.62rem;font-weight:700;padding:2px 7px;border-radius:99px;margin-top:5px;text-transform:uppercase;letter-spacing:.04em}
.badge-sa{background:#FEF3C7;color:#92400E}
.badge-uk{background:#DBEAFE;color:#1E40AF}
.badge-ca{background:#D1FAE5;color:#065F46}
.badge-us{background:#EDE9FE;color:#5B21B6}
.badge-au{background:#FEE2E2;color:#991B1B}
.badge-intl{background:#F3E8FF;color:#6B21A8}
.badge-hot{background:#FEE2E2;color:#991B1B}

/* === LEGAL SPOTLIGHT === */
.legal-spotlight{background:linear-gradient(135deg,#0A3260 0%,#1a1a4e 100%);border-radius:var(--radius-lg);padding:36px;color:#fff;margin:8px 0}
.legal-spotlight h2{font-size:1.45rem;font-weight:800;margin-bottom:7px}
.legal-spotlight>p{color:rgba(255,255,255,.72);margin-bottom:22px;max-width:540px;font-size:.9rem}
.legal-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:10px}
.legal-mini-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.15);border-radius:9px;padding:13px;cursor:pointer;transition:var(--t);display:block}
.legal-mini-card:hover{background:rgba(255,255,255,.18);transform:translateY(-2px)}
.lmc-icon{font-size:1.3rem;margin-bottom:5px}
.lmc-name{font-size:.82rem;font-weight:700;color:#fff;line-height:1.3}
.lmc-loc{font-size:.7rem;color:rgba(255,255,255,.5);margin-top:2px}

/* === CALCULATOR PAGE === */
.page-header-band{padding:24px 0 0}
.breadcrumb{display:flex;align-items:center;gap:5px;font-size:.78rem;color:var(--slate-500);margin-bottom:14px;flex-wrap:wrap}
.breadcrumb a:hover{color:var(--blue);text-decoration:underline}
.bc-sep{color:var(--slate-300)}
.page-title-row{display:flex;align-items:flex-start;gap:14px;margin-bottom:6px}
.page-icon{font-size:2.6rem;flex-shrink:0;line-height:1;margin-top:2px}
.page-title h1{font-size:clamp(1.35rem,3.5vw,1.9rem);font-weight:900;color:var(--slate-900);line-height:1.2;margin-bottom:5px}
.page-title p{font-size:.875rem;color:var(--slate-500);line-height:1.6;max-width:580px}
.page-badges{display:flex;gap:7px;margin-top:9px;flex-wrap:wrap}
.page-badge{font-size:.72rem;font-weight:700;padding:3px 9px;border-radius:99px}
.pb-green{background:var(--green-light);color:#065F46}
.pb-blue{background:var(--blue-light);color:var(--blue)}
.pb-gold{background:#FEF3C7;color:#92400E}

/* === LAYOUT === */
.calc-layout{display:grid;grid-template-columns:1fr 315px;gap:20px;padding:22px 0 48px;align-items:start}
.calc-main{display:flex;flex-direction:column;gap:18px}
.calc-sidebar{display:flex;flex-direction:column;gap:13px}
.tool-box{background:#fff;border:2px solid var(--blue);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow)}
.tool-header{background:linear-gradient(90deg,var(--blue),var(--blue-mid));padding:14px 20px}
.tool-header h2{color:#fff;font-size:.95rem;font-weight:700}
.tool-header p{color:rgba(255,255,255,.65);font-size:.75rem;margin-top:2px}
.tool-body{padding:20px}
.content-box{background:#fff;border:1px solid var(--slate-200);border-radius:var(--radius);padding:22px}
.content-box h2{font-size:1.1rem;font-weight:800;color:var(--slate-900);margin-bottom:10px;padding-bottom:8px;border-bottom:2px solid var(--blue-light)}
.content-box h3{font-size:.95rem;font-weight:700;color:var(--slate-800);margin:14px 0 7px}
.content-box p{font-size:.86rem;color:var(--slate-600);line-height:1.7;margin-bottom:9px}
.content-box ul,.content-box ol{padding-left:18px;margin-bottom:10px}
.content-box li{font-size:.86rem;color:var(--slate-600);line-height:1.65;margin-bottom:3px}

/* === FORMULA === */
.formula-box{background:var(--blue-pale);border:1px solid #BAE6FD;border-radius:var(--radius);padding:18px}
.formula-box h3{color:var(--blue);font-weight:800;font-size:.9rem;margin-bottom:10px;display:flex;align-items:center;gap:6px}
.formula-display{background:#fff;border:1px solid #BAE6FD;border-radius:7px;padding:12px;font-family:'Courier New',monospace;font-size:1rem;font-weight:700;color:var(--slate-800);text-align:center;margin-bottom:12px}
.formula-vars{display:grid;grid-template-columns:1fr 1fr;gap:5px;margin-bottom:10px}
.formula-var{font-size:.78rem;color:var(--slate-600);display:flex;gap:5px;align-items:flex-start}
.fv-sym{font-family:'Courier New',monospace;font-weight:700;color:var(--blue);min-width:26px;flex-shrink:0}
.formula-example{background:#FFFBEB;border:1px solid #FDE68A;border-radius:6px;padding:10px;font-size:.8rem;color:#92400E}
.formula-example strong{display:block;margin-bottom:3px}
.formula-example code{font-family:'Courier New',monospace}

/* === FORMS === */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.form-group{display:flex;flex-direction:column;gap:4px}
.form-group label{font-size:.8rem;font-weight:600;color:var(--slate-700)}
.form-hint{font-size:.71rem;color:var(--slate-400)}
.input-wrap{position:relative}
.input-wrap input,.input-wrap select{width:100%;padding:10px 12px;border:1.5px solid var(--slate-200);border-radius:7px;font-size:.875rem;color:var(--slate-800);transition:var(--t);background:#fff}
.input-wrap input:focus,.input-wrap select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(15,76,129,.09)}
.has-prefix input{padding-left:30px}
.has-suffix input{padding-right:36px}
.inp-pre,.inp-suf{position:absolute;top:50%;transform:translateY(-50%);font-size:.82rem;color:var(--slate-400);pointer-events:none}
.inp-pre{left:10px}.inp-suf{right:10px}
.radio-group{display:flex;gap:7px;flex-wrap:wrap}
.radio-opt{padding:7px 13px;border:1.5px solid var(--slate-200);border-radius:7px;font-size:.8rem;font-weight:600;cursor:pointer;transition:var(--t);color:var(--slate-600);background:#fff;user-select:none}
.radio-opt.active{background:var(--blue);color:#fff;border-color:var(--blue)}

/* === RESULTS === */
.result-box{background:linear-gradient(135deg,var(--blue-pale),#EEF2FF);border:1.5px solid #BAE6FD;border-radius:var(--radius);padding:18px}
.result-main{text-align:center;margin-bottom:14px}
.result-label{font-size:.8rem;color:var(--slate-500);margin-bottom:3px}
.result-value{font-size:2.4rem;font-weight:900;color:var(--blue);line-height:1}
.result-sub{font-size:.76rem;color:var(--slate-400);margin-top:3px}
.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px}
.result-grid-3{grid-template-columns:repeat(3,1fr)}
.result-grid-4{grid-template-columns:repeat(4,1fr)}
.ri{background:#fff;border-radius:8px;padding:11px;text-align:center;border:1px solid var(--slate-200)}
.ri.hi{background:var(--blue);border-color:var(--blue)}
.ri-lbl{font-size:.7rem;color:var(--slate-500);margin-bottom:3px;line-height:1.25}
.ri-val{font-size:.9rem;font-weight:800;color:var(--slate-800)}
.ri.hi .ri-lbl{color:rgba(255,255,255,.7)}.ri.hi .ri-val{color:#fff}
.result-note{margin-top:10px;font-size:.73rem;color:var(--slate-400);display:flex;align-items:flex-start;gap:5px;background:rgba(255,255,255,.6);border-radius:7px;padding:7px 10px}

/* === DISCLAIMER === */
.disclaimer{background:#FFFBEB;border:1px solid #FDE68A;border-radius:8px;padding:11px 14px;font-size:.77rem;color:#92400E;line-height:1.55}
.disclaimer strong{display:block;margin-bottom:2px}

/* === FAQ === */
.faq-list{display:flex;flex-direction:column;gap:7px}
.faq-item{background:#fff;border:1px solid var(--slate-200);border-radius:var(--radius)}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:10px;padding:13px 16px;background:none;border:none;cursor:pointer;text-align:left;font-size:.875rem;font-weight:700;color:var(--slate-800);transition:var(--t)}
.faq-q:hover{background:var(--slate-50)}
.faq-q-badge{color:var(--blue);font-weight:800;flex-shrink:0;margin-right:3px}
.faq-chevron{flex-shrink:0;transition:transform .2s;color:var(--slate-400);font-size:.7rem}
.faq-item.open .faq-chevron{transform:rotate(180deg)}
.faq-a{display:none;padding:0 16px 13px;font-size:.84rem;color:var(--slate-600);line-height:1.7}
.faq-item.open .faq-a{display:block}

/* === SIDEBAR WIDGETS === */
.sidebar-widget{background:#fff;border:1px solid var(--slate-200);border-radius:var(--radius);padding:14px}
.widget-title{font-size:.75rem;font-weight:800;color:var(--slate-500);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px}
.wc-list{display:flex;flex-direction:column;gap:6px}
.wc-item{display:flex;align-items:flex-start;gap:6px;font-size:.8rem;color:var(--slate-600)}
.wc-check{color:var(--green);flex-shrink:0}
.tag-cloud{display:flex;flex-wrap:wrap;gap:5px}
.tag{font-size:.71rem;background:var(--slate-100);color:var(--slate-600);padding:3px 8px;border-radius:99px}
.related-list{display:flex;flex-direction:column;gap:1px}
.rel-item{display:flex;align-items:center;gap:8px;padding:8px;border-radius:8px;transition:var(--t)}
.rel-item:hover{background:var(--slate-50)}
.rel-icon{font-size:1.1rem;flex-shrink:0;width:22px;text-align:center}
.rel-name{font-size:.82rem;font-weight:600;color:var(--slate-700)}
.rel-arr{margin-left:auto;color:var(--slate-300);font-size:.7rem}

/* === USE CASES === */
.use-case-list{display:flex;flex-direction:column;gap:14px}
.uc-item{display:flex;gap:12px;padding-bottom:14px;border-bottom:1px solid var(--slate-100)}
.uc-item:last-child{border-bottom:none;padding-bottom:0}
.uc-num{width:28px;height:28px;background:var(--blue-light);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.78rem;font-weight:800;color:var(--blue);flex-shrink:0;margin-top:2px}
.uc-title{font-size:.88rem;font-weight:700;color:var(--slate-800);margin-bottom:3px}
.uc-desc{font-size:.82rem;color:var(--slate-600);line-height:1.6}

/* === FOOTER === */
#site-footer{background:#0A3260;color:rgba(255,255,255,.58);margin-top:auto}
.footer-main{padding:44px 0 28px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.footer-brand p{font-size:.8rem;line-height:1.65;max-width:240px;margin-top:10px}
.footer-col h4{font-size:.77rem;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:6px}
.footer-col a{font-size:.8rem;transition:var(--t)}
.footer-col a:hover{color:#fff}
.footer-bottom{padding:14px 0;border-top:1px solid rgba(255,255,255,.1);display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.76rem}
.footer-links{display:flex;gap:14px}
.footer-links a:hover{color:#fff}
.divider{height:1px;background:var(--slate-200);margin:20px 0}
.mt-4{margin-top:16px}.mt-6{margin-top:24px}.mb-4{margin-bottom:16px}.mb-6{margin-bottom:24px}
.text-center{text-align:center}

/* === RESPONSIVE === */
@media(max-width:1024px){
  .calc-layout{grid-template-columns:1fr}
  .calc-sidebar{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:14px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  .main-nav,.search-wrap{display:none}
  .mobile-menu-btn{display:block}
  .hero{padding:40px 0 36px}
  .form-grid{grid-template-columns:1fr}
  .result-grid-3,.result-grid-4{grid-template-columns:1fr 1fr}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .category-grid{grid-template-columns:repeat(3,1fr)}
  .legal-grid{grid-template-columns:repeat(2,1fr)}
  .formula-vars{grid-template-columns:1fr}
}
@media(max-width:480px){
  .container{padding:0 14px}
  .hero h1{font-size:1.65rem}
  .category-grid{grid-template-columns:repeat(2,1fr)}
  .result-grid,.result-grid-3,.result-grid-4{grid-template-columns:1fr 1fr}
  .legal-grid,.calc-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
}

/* === LOGO WORDMARK — FIX 6 === */
.logo-wordmark{letter-spacing:-.01em;word-spacing:0;white-space:nowrap;font-weight:800}
.logo-our{color:var(--blue)}
.logo-calc{color:#92400E}
.logo-dot{color:var(--slate-600);font-weight:700}
/* Footer: bright gold on dark bg */
#site-footer .logo-our{color:#fff}
#site-footer .logo-calc{color:#FCD34D}
#site-footer .logo-dot{color:rgba(255,255,255,.65)}
/* HV label amber — darken for contrast on white */
.hv-label{font-size:.62rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em;margin-bottom:3px;color:#92400E}
/* Stat bar contrast fix */
.stat-num{font-size:1.25rem;font-weight:800;color:#fff}