Paycheck Calculator
See your exact net take-home pay per paycheck after federal tax, state tax, and FICA deductions. Uses 2024 tax brackets.
Net Pay Per Paycheck
$0
📐 Formula
Net Pay = Gross Pay − Federal Tax − State Tax − FICA − Pre-tax Deductions
Frequently Asked Questions
This calculator estimates based on standard deductions and 2024 brackets. Actual paychecks vary due to employer benefits, health insurance premiums, 401k contributions, local taxes, and W-4 withholding allowances.
FICA stands for Federal Insurance Contributions Act. It covers Social Security (6.2% on wages up to $168,600) and Medicare (1.45% on all wages). Total FICA is 7.65% for most workers.
Increase pre-tax contributions to a 401k, HSA, or FSA. These reduce your taxable income dollar-for-dollar. Contributing $500/month to a 401k can save $100-$150/month in taxes depending on your bracket.