Divorce Settlement Calculator — Asset Division & Net Worth Split

📋 Divorce Settlement Calculator

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Joint Assets (home, savings, investments)

Joint Debts (mortgage balance, loans)

Spouse 1 Separate Assets

Spouse 2 Separate Assets

Division Method

Joint Net Worth

Total assets minus total debts

Total Joint Net Worth

Spouse 1 Share

Spouse 2 Share

Difference

⚠️ Divorce settlements are complex legal processes. Separate property, inheritances, prenuptial agreements, and judicial discretion all affect outcomes. Consult a family law attorney.

Divorce Asset Division — Key Principles

🇿🇦 South Africa — Community of Property

In SA, the default matrimonial property regime is in community of property (unless an antenuptial contract specifies otherwise). This means all assets and liabilities acquired before and during the marriage are shared 50/50. If married out of community of property with accrual, each spouse's estate growth during the marriage is shared.

USA — Equitable Distribution

Most US states use equitable distribution — assets are divided "fairly" but not necessarily equally. Courts consider marriage length, each party's contributions, earning capacity, and child custody. Nine community property states (including California) divide marital property 50/50.

UK — Discretionary Distribution

UK courts apply a needs-based approach first (ensuring both parties can meet reasonable needs), then consider fairness and equal sharing of matrimonial assets. Non-matrimonial assets (inherited or pre-marital) may be ringfenced.

Frequently Asked Questions

Q.What is the difference between community of property and out of community in South Africa?▼

In community of property: all assets and debts (including pre-marital) are combined and split 50/50 on divorce. Out of community with accrual: each spouse keeps their own estate but shares the growth (accrual) during the marriage. Out of community without accrual: completely separate estates — no sharing at divorce.

Q.Are inheritances included in divorce settlements?▼

In SA community of property marriages: yes, inheritances received during marriage are typically included. Out of community with accrual: inherited assets may be excluded from the accrual if excluded in the ANC. In the UK and USA: inherited assets are often treated as non-matrimonial and may be excluded from division if kept separate.

⚠️ Disclaimer Estimates only. Not financial or legal advice. Consult a qualified professional.