Pain and Suffering Calculator
Estimate pain and suffering damages using both the multiplier method and per diem (daily rate) method — the two approaches used in personal injury claims.
⚕️ Pain and Suffering Calculator
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How Pain and Suffering Is Calculated
Pain and suffering is a category of general (non-economic) damages in personal injury claims. Unlike medical bills and lost wages (which are quantifiable), pain and suffering is subjective. Courts and insurance adjusters use two main methods to arrive at a dollar figure.
Method 1: The Multiplier Method
Multiply total special damages (medical + lost wages) by a number from 1.5 to 5 based on injury severity. This is the most common method used by insurance companies. A broken arm with 3-month recovery might use a 2× multiplier; a spinal cord injury may use 5×.
Method 2: The Per Diem (Daily Rate) Method
Assign a dollar value to each day of pain and suffering, then multiply by the number of recovery days. The daily rate is often tied to the plaintiff's daily wage, arguing that enduring pain all day is worth at least what they earn. Common rates: $100–$500/day for moderate injuries; $500–$2,000/day for severe injuries.