Disclaimer

General disclaimer

OurCalculators.com provides free online calculators across legal, finance, property, wage, health, math, business, travel, astrology, garden, renovation and pets, built for readers in the US, UK, Australia and Canada. All tools and results are for general informational and educational purposes only. Nothing on this Site constitutes professional advice of any kind.

Country-specific content

Because we build for four countries, always check which jurisdiction a calculator targets before relying on its result. A tax, wage or legal calculator built around US federal rules produces a meaningless number if you're checking it against UK, Australian or Canadian obligations, and the reverse is equally true. Where a calculator covers more than one country, it says so clearly; where it doesn't, assume it's built around the jurisdiction stated in its title or introduction.

Financial and wage calculators

Our financial and wage calculators, including mortgage, loan, compound interest, retirement, tax, salary and payroll tools, produce estimates based on the inputs you provide and standard formulas. These results:

• Are not financial advice and shouldn't be relied on as such
• Don't account for your complete financial situation, goals or risk tolerance
• May not reflect the current interest rate, tax bracket or statutory threshold in your country, all of which change frequently
• Can't predict future market performance, inflation or other variables

Consult a licensed financial advisor, mortgage broker, accountant or tax professional in your country before making a financial decision.

Legal calculators

Our legal calculators, including settlement estimators, redundancy calculators, immigration points tools and estate calculators, are for general reference only. They:

• Do not constitute legal advice
• Cannot replace the judgement of a qualified attorney or solicitor licensed in the relevant country
• May not reflect the most current legislation, case law or jurisdictional variation
• Produce estimates that can differ significantly from an actual legal outcome, which depends on individual facts and judicial discretion

Always consult a licensed legal professional in your jurisdiction before making a legal decision or taking legal action.

Property and renovation calculators

Our property and renovation calculators, including mortgage, closing costs, cap rate, stamp duty and renovation cost tools, use standard formulas and publicly available reference rates. Actual figures vary by lender, local government, market conditions and the specific property. Always get a formal quote from your lender, conveyancer, contractor or real estate professional before proceeding with a transaction or project.

Health and fitness calculators

Our health calculators, including BMI, calorie and body fat tools, are general reference tools only. They:

• Do not constitute medical advice or diagnosis
• Are not a substitute for professional medical consultation
• Use population-average formulas that may not apply to your individual circumstances
• Should not be used to make clinical, dietary or treatment decisions without professional guidance

Consult a qualified healthcare provider before making health or dietary changes.

Business calculators

Our business calculators, including ROI, profit margin and break-even tools, produce estimates based on the figures you enter. They don't account for tax treatment, industry-specific costs or a business's full financial picture. Consult an accountant or business advisor before acting on a business decision.

Math, travel, astrology, garden and pet calculators

Our general reference calculators in these categories provide estimates based on standard formulas or widely used reference data. They carry lower stakes than a financial, legal or health decision, but the same rule applies: verify any figure that matters against a current, authoritative source before you rely on it.

Accuracy of information

We work to keep formulas, rates and reference data accurate and current across all four countries we cover. Tax law, interest rates, statutory thresholds and other figures change frequently and don't always change on the same schedule in every country. We accept no responsibility for errors or omissions, or for any outcome resulting from reliance on our calculators.

No liability

To the fullest extent permitted by law, OurCalculators.com and its operators disclaim all liability for any loss or damage, financial, legal, health-related or otherwise, arising directly or indirectly from your use of or reliance on any calculator, tool or content on this Site.

External links

This Site may link to external websites, including government portals and official sources, for reference. We don't endorse, control or take responsibility for the content of any linked third-party website.

Advertising

OurCalculators.com is set up to display advertising through Google AdSense. Advertising may not be active on every page, or at all, at any given time. We don't endorse the products or services in any ad shown, and advertisers have no influence over our calculator formulas, content or results.

Changes

We may update this Disclaimer at any time. The current version is always available on this page, with the date shown above.