Terms of Use

By accessing or using OurCalculators.com (the "Site"), you agree to be bound by these Terms of Use. If you don't agree, please don't use this Site.

1. Acceptance of terms

These Terms of Use govern your use of OurCalculators.com, including all calculators, content, tools and services made available on or through the Site. We may modify these terms at any time. Continued use of the Site after a change means you accept the revised terms.

2. Our services

OurCalculators.com provides free, browser-based calculators for readers in the US, UK, Australia and Canada, currently across 12 categories: legal, finance, property, wage, health, math, business, travel, astrology, garden, renovation and pets. New calculators are added regularly.

All services are provided free of charge, without registration, for informational and educational purposes.

3. Informational purpose only

Every calculator on OurCalculators.com is provided for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas, and they don't constitute financial, legal, tax, medical or other professional advice.

Don't make a significant financial, legal, health or other decision based solely on a calculation from this Site. Always consult a qualified professional, licensed in your country, such as a financial advisor, attorney, accountant or physician, before making an important decision.

4. Country-specific calculators

Because our calculators are built around the US, UK, Australia and Canada individually rather than a single generic model, you're responsible for using the calculator that matches your own jurisdiction. Where a calculator's title or introduction names a specific country, its formula and reference rates are built around that country's rules, not a global average.

5. No warranties

The Site and its tools are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. We don't warrant that:

• The Site will be uninterrupted, error-free or free of harmful components
• Any calculator's result will be accurate, complete or suitable for your particular purpose
• Any formula, rate or figure reflects the current real-world rate in your country

Tax brackets, interest rates and legal thresholds all change frequently, and don't change on the same schedule everywhere. Always verify a result against an authoritative source and a professional advisor before relying on it.

6. Limitation of liability

To the fullest extent permitted by applicable law, OurCalculators.com and its operators are not liable for any direct, indirect, incidental, consequential, special or exemplary damages arising from your use of, or inability to use, the Site or any of its tools, including financial loss, lost data, or reliance on a calculator result.

7. Intellectual property

All content on this Site, including calculator designs, formulas, explanatory text, graphics and code, is the property of OurCalculators.com or its licensors and is protected by applicable copyright and intellectual property law. You may use the Site for personal, non-commercial purposes only.

You may not reproduce, redistribute, modify, sell or otherwise exploit any content from this Site without our express written permission.

8. Advertising

This Site is set up to display third-party advertising through Google AdSense. Advertising may not be active on every page, or at all, at any given time. We don't control the content of any ad shown and don't endorse any advertised product or service. Clicking an ad may take you to a third-party website governed by its own terms and privacy policy.

9. Third-party links

The Site may contain links to third-party websites for reference or convenience, including government portals and official sources. We have no control over those sites' content and accept no responsibility for them, or for any loss or damage that may arise from your use of them. A link doesn't imply endorsement.

10. Prohibited use

You agree not to:

• Engage in any unlawful activity through the Site
• Attempt to gain unauthorised access to the Site or its systems
• Scrape, harvest or systematically download content without permission
• Transmit malicious code, spam or harmful content
• Misrepresent a calculator result for fraudulent purposes

11. Accuracy of calculator results

We work to keep formulas and reference data, such as tax brackets, statutory rates and legal thresholds, current and accurate across all four countries we cover, but we can't guarantee that every figure is up to date at any given moment. Use our calculators as a starting point for research, not as a definitive source.

12. Governing law

These Terms of Use are governed by and construed in accordance with applicable law. Any dispute arising from your use of the Site is subject to the exclusive jurisdiction of the relevant courts.

13. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how information is collected, used and protected.

14. Contact

If you have questions about these Terms of Use, contact us via the Contact page.